- Bank Name
- HDFC Bank credit card
- Customer Care Number
- 18001600
- Loss Amount
- 350
- Ratings
My credit card bill amount for the month of March was 9828 (14 th February to 13th March bill cycle, due on April 02,2025). But due to financial problem could only pay Rs. 3369 including minimum charges on due date. Therefore interest should be liable on balance amount of Rs.6459. But after generation of bill for the month of April 2025 which is due on 2nd May 2025 it is observed that the interest is charged on total outstanding amount of Rs. 9401 in addition to overdue amount of Rs. 6459. But logically the interest should be payable only on Rs. 6459 as the unbilled amount of Rs. 9401 is coming in regular bill cycle. If I fail to pay part of the outstanding amount again then that should also be taken into calculation for interest charge. And also HDFC should give detailed calculation on what basis they are charging the interest and on what amount they are charging...simply financial charges do not clarify calculation details.
