Loan FDPL Finance Pvt Ltd

mverma725

mverma725

New member
Bank Name
FDPL Finance Pvt Ltd
Loss Amount
5000
Ratings
1.00 star(s)
They have issued a loan of ₹5000 against my name in October 2024 without my knowledge. Even when I checked the same by calling on their helpline number, they said there is no loan against my number and kept asking for my personal details. I provided them last 4 digits of my adhaar number and my pan number (as per RBI norms). But they kept asking my compete personal details. That affected my CIBIL score. I found it on CIBIL portal only that there is a loan against my name from FDPL FIN PVT LTD. Now CIBIL has rejected my plea as of they said that company is saying that my loan is correct. So, I want to know, on what terms these companies are authenticating customers and financial firms?
This caused me a real harassment as I’ve never been to Andheri (Mumbai) in my life and to this company’s respective office. And how they got my personal information and on what basis they misused this information to harass me. And what is their procedure to authenticate their customers.
 
Hello @mverma725

mverma725 said:
They have issued a loan of ₹5000 against my name in October 2024 without my knowledge.
Click to expand...

We understand that the FDPL Finance and CIBIL are not responding to your request, despite you have not taken any loan from the FDPL Finance.

In such a situation, we suggest that you proceed by sending a legal notice to the Chairman and Managing Director (CMD) of the FDPL Finance, formally requesting a resolution of your issue and remove your name from the CIBIL records and close that fraud account. Kindly allow them a 15-day period to respond to the notice.

If you do not receive any response within this timeframe, please revert to us. We will then guide you through the process of filing a case in the Consumer Forum.

Please let us know if you need assistance in drafting the legal notice or have any further questions.

Best regards,
 
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