District Consumer Disputes Redressal Commission.

Arun Joseph

New member
Policy Name
Star Health Super Star
Company Name
Star Health and Allied Insurance Company, Policybazaar Insurance Brokers Private Limited
Customer Care Number
18004252255,
Loss Amount
13755
Ratings
5.00 star(s)
Opposite Party Address
Star Health Insurance:
No.15, Balaji Complex, Whites Lane, 1st Floor, Royapettah, Chennai - 600 014

Policy bazaar :
Plot No.119, Sector - 44, Gurugram - 122001, Haryana,

Customer care number: 18002585881

2nd Floor MB, 160 A & B, Shakarpur Laxmi Nagar, New Delhi-110092
COMPLAINT TO THE CONSUMER DISPUTES REDRESSAL COMMISSION
From:

Arun Joseph
Karamthanam House
Kannimala P.O,Erumely
Kottayam, Kerala 686509
+917034928774
Against:
  1. Star Health and Allied Insurance Co. Ltd.
  2. Policybazaar Insurance Web Aggregator Pvt. Ltd.


Subject: Complaint regarding unfair denial of policy cancellation and refund.
Respected Members of the Commission,

I am writing this complaint to bring to your notice the mental and financial stress caused to me by Star Health and Policybazaar.
On [Date], I bought a Star Health Super Star through Policybazaar .Policy No: 4991112600045075. I chose the EMI option and have paid 5 monthly installments so far, totaling ₹13,755.
Due to star health insurance company claim not accepted and financial issues, I decided I no longer wanted the policy. I contacted both Star Health and Policybazaar to cancel it and requested a refund for the eligible portion of my money. However, they have been giving me the run-around. They told me no refund is possible at all.
I feel cheated as a customer. I am not asking for the full amount back, but I am legally entitled to a fair cancellation process and a refund of the unused premium. By refusing this, they are forcing me to stay in a contract I don't want, which is an unfair trade practice.
I request the Hon’ble Commission to help me with the following:
  1. Make the companies cancel my policy immediately.
  2. Order them to refund my money (after fair deductions).
  3. Compensate me with ₹13,755 for the stress and time I’ve wasted chasing them.
All my payment proofs and emails are attached.
Sincerely,
Arun Joseph6e532eba-d21c-4bef-b4c9-0efae9199a54.jpeg8da19252-9b1e-4da6-88ef-766d4acef44e.jpegdac1c104-9f95-4858-9433-fda517585395.jpege2f07f9e-1eb9-496e-b1c4-4570d0a89701.jpeg485016d3-557a-43e0-a7f7-5dcc98bb9c1f.jpega7b480c1-a8c7-43ec-b1c4-37acdfeed7bb.jpegda289eef-8e17-4c11-8608-488fc228617b.jpegbe450d65-5c15-4a19-8f40-8c7cf1c79f0a.jpeg68100b42-eb25-40a5-b885-c6a0a1e42730.jpeg
 

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