Loan Shri Ram Finance corporation pvt ltd raisen has sanction loan by using my signature .which is reflecting in my cibil ,this is the misuse of my sign.

prabha pal

New member
Bank Name
shri ram finance corporation pvt ltd
Customer Care Number
18001034959
Loss Amount
1500000
Ratings
5.00 star(s)
Opposite Party Address
near eicher tractor showroom raisen madhya pradesh
I, prabha pal writing to lodge a formal complaint regarding a serious incident of fraud and identity misuse that has taken place in Shri Ram finance Corporation pvt .ltd

A business loan of ₹3,02,779 (Loan Account No. 1156492) has been sanctioned without my consent, by fraudulently using my signature and personal documents. This loan was taken by Mr. Dharmendra Pal, who illegally and without my permission made me a co-applicant.

It is extremely concerning that loan officer approved this loan without proper verification, KYC checks, or confirming my authorization, which clearly indicates gross negligence on the part of Shri Ram Finance Corporation Pvt. Ltd.

Due to non-payment of EMIs by the primary borrower, this fraudulent loan is now reflecting in my CIBIL report, which has:

Severely damaged my CIBIL score,

Prevented me from obtaining legitimate loans from other banks,

Caused me to lose several financial opportunities,

Resulted in significant mental stress and hardship.

Therefore, I demand the following actions immediately:

Conduct a full investigation and take strict action against the individuals involved.

Remove my name immediately from the above-mentioned fraudulent loan account.

Correct and update my CIBIL record, removing this loan from my report.

Provide a written apology acknowledging the mistake and negligence.

Grant appropriate financial compensation for the losses and mental harassment caused due to:

Drop in my CIBIL score

Rejection of my genuine loan applications

Loss of financial opportunities

Emotional distress and time spent resolving this issue
 
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