Formal & Polite Justification

Sridhar

New member
Bank Name
Axis Bank Credit card
Loss Amount
13424
Ratings
4.00 star(s)
Dear Sir/Madam,

My name is Sridhar Reddy Kandala, and I am a credit card holder with your bank.

My credit card payment was due on 10.01.2026. Unfortunately, due to unavoidable reasons, the payment was delayed by one week. Because of this delay, a penalty and interest of ₹13,424.93 has been charged to my credit card account.

I sincerely apologize for this delay. This was not intentional and is a one-time issue. I have now cleared the outstanding payment. I have always tried to make my payments on time and maintain a good relationship with the bank.

I kindly request you to please consider my request and waive the late payment charges and interest as a goodwill gesture. I assure you that such a delay will not happen again in the future.

I hope for your kind understanding and support.

Thanking you.

Yours sincerely,
Sridhar Reddy Kandala
Mobile Number: 9743543578
Credit Card (Last 4 Digits): 5342
 
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