Credit Card Complaint Regarding Incorrect Charges on Closed Credit Card

surajasp

New member
Bank Name
AU BANK CREDIT CARD
Customer Care Number
180012001500
Loss Amount
7200
Ratings
1.00 star(s)
Opposite Party Address
AU BANK
I am writing to express my concern and dissatisfaction regarding the charges applied to my AU Bank credit card account, which I had closed in February-March 2025.

On the month of Feb2025, I contacted your customer care services to close my credit card. After verifying my dues, the representative confirmed that all charges were paid, and the closure of my credit card was accepted. However, on 16 April 2025, I received a message stating that there is an outstanding amount of Rs. 3600 on my account.

Upon contacting customer care again, I was informed that this amount pertains to Priority Pass charges, which I allegedly availed on 10 February 2025. I was under the impression that the Priority Pass was complimentary with my Vetta credit card and was only charged Rs. 2 for its usage at the airport lounge. It is distressing to find that I am being charged for a service on a credit card that has already been closed.

Additionally, in October 2024, I was charged Rs. 3500 due to a shortfall of Rs. 4500 in meeting the annual spending requirement of Rs. 1.5 lakh. There was no prior communication from your side regarding this shortfall. Had I been informed via SMS or email, I would have ensured to meet the required expenditure.

This situation has caused me significant inconvenience and stress. I request you to kindly reverse the charge of Rs. 3600 as my credit card is no longer active, and the Priority Pass was free as per the information provided to me.
 
Dear @surajasp

We have reviewed your details concerning the imposition of charges on your credit card account, which was previously closed.

Recommended Actions:

1. Immediate Steps:

  • Review Terms: We suggest you to review the TAC available on the bank website.
  • Contact the Bank: If not found any details, submit a written complaint to the bank's customer service, detailing the incorrect charges and requesting rectification.
  • Provide Evidence: Attach copies of any communication confirming the closure of your credit card account and statements showing the disputed charges.

2. Escalation:

If the bank does not resolve the issue within 30 days:

Documentation Required:

  • Proof of credit card account closure.
  • Copies of correspondence with the bank regarding this issue.



Note: We can assist you in drafting and filing the case and guide you through the process of filing complaints with the appropriate Consumer Forum.

Please let us know if you require further assistance.


Regards,
Support Team
 
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