dharmistaben girish manani

My name is Mrs. Dharmistaben Girish Manani, my age is 62 years. I am having cashless policy in Niva Bhupa. My policy amount is of 12,50,000/- INR. According to my policy terms there is no where written that I have to pay any amount for my "SENILE CATARACT" operation. But here I have been charged...