Dear Sir/Madam,
I have taken a top-up loan of ₹70,000 from HDFC Bank. As per the loan agreement, I am paying a monthly EMI of ₹6,759 for 12 months, which totals approximately ₹81,000. This means I am already paying around ₹11,000 as interest on the loan amount.
My EMI due date is the 6th of...