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Policy details Policy: ICICI Pru iProtect Smart Policy No: 64786435 Policyholder: Avinash Kumar Singh Policy duration before lapse: approx. 5 years --- 1. Policy lapse The policy lapsed due to one missed premium payment. The complainant applied for revival of the policy as per policy...

Normal blood investigations Negative Stress Echocardiogram No diagnosed cardiac disease No prescribed treatment. --- 2️⃣ Key Issues 1. Vague postponement The phrase “postponed till fully treated” is arbitrary because: No illness has been diagnosed No treatment has been advised No...

I have been holding the ICICI Pru iProtect Smart life insurance policy for the last five years. The policy was running continuously and in good standing. Unfortunately, due to one missed premium payment, the policy lapsed. Immediately thereafter, I paid the due premium and applied for revival as...